Thatched Roof Insurance
If you’re looking to insure your thatched roof property you may be surprised that getting insurance can be a trickier situation than you would expect. This is because insurance companies view thatched roofs as having additional risks attached to them.
One of the easiest ways you can get your thatched roof insurance down is by making sure that it is properly assessed by a master thatcher who can identify areas of risk to the roof so you can get them properly fixed to reduce the overall risk to your property.
Birds and Vermin
Because thatched housing makes such a good home for pests and vermin, they can have a higher likelihood of being attracted to the property, and the nature of thatched roofs means they are easier to damage by birds, rats and other animals. As such insurance companies look for properties to take actions to prevent animals damaging the property in a favourable way.
The Risk of Fire
One of the biggest dangers associated with thatched properties that insurance companies take into consideration is the risk of fire. As thatched material is highly flammable when compared to regular roofing materials insurance companies will look favourably on any specific actions you can take to reduce the risk of fire.
Are Thatched Roofs More Expensive To Insure?
- Generally, yes , they are more expensive than a regular roof for insurance purposes.
- The firs risk alone is sufficient for most insurance companies to demand a higher monthly cost.
How Can I Reduce The Cost Of My Thatched Roof Insurance?
You can help reduce the cost of thatched roof insurance by
- Reducing your fire risk
- Paying a higher excess
- Paying for your home insurance annually
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Why Choose to Work with Simply Thatch?
Our Master Thatchers are ready, willing, and able to advise and provide quotations on how to renovate and repair your thatched roof.
With over two decades worth of experience, we’ve been brought in to work on properties across the UK, making us one of the most trusted Master Thatchers around. Check out our Google Review and you’ll see a host of happy customers who are more than satisfied with our work.
Just fill in the form and we’ll be in touch with you to arrange a time for one of our master thatchers to come over and assess your thatched roof and give you a quote!